Lenders typically use credit files and ratings to determine the risk of their short term cash loans. In the end, the lender must guarantee the greatest likelihood of the borrower making timely repayments. Lenders find you a less desirable candidate if you have a history of doing things that have damaged your credit score since you seem more likely to miss payments or even completely default on the loan.
This increases the likelihood that lenders may reject your request for the necessary financing. However, we evaluate each application on its own basis, so you might be approved if you meet our lending requirements.
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